Condominium Insurance

Personal Liability Coverage

Your Personal Liability coverage pays for bodily injuries to other people or damage to their property if you are liable resulting from:

• Unintentional acts committed by qualified family members, while engaged in such activities as hunting, fishing or other sports
• The acts of your pets
• Unintentional acts committed by you or qualified family members, either on or off your premises

Legal Expenses

You are covered for expenses in a suit we defend on your behalf, such as court costs, attorney fees, investigator fees, expense of witnesses and witness fees as well as the premium on appeal bonds and bonds to release attachments

Your coverage also pays any necessary expenses you incur at Farmers' request, including up to $60 a day for actual loss of wages

Additional Liability Coverages

Emergency First Aid

All necessary first-aid expenses to other people at the time of an occurrence are covered

Damage to Property of Others

Your coverage pays up to $500 for damage to property of others caused by a qualified family member for which you are not legally liable

Personal Property Coverages (Available for an Additional Cost)

Scheduled Personal Articles floater coverage is available for property worth over $2,500.  Unscheduled Personal Articles endorsements are available for property worth under $2,500.  These classes of property are covered under both scheduled and unscheduled options:

• Jewelry
• Furs
• Fine Art
• Firearms
• Siverware, Goldware, and Pewterware

Please click here to learn what discounts are available under the Farmers Condominium Owners Package.