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Quality Insurance
Hatcher & Associates is dedicated to a no-nonsense approach to health insurance. We focus on giving you the insurance you need in a timely and cooperative manner.

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Golden Rule

Benefit Summary

Plan

Saver 80

Type

PPO*

Coinsurance

80/20 to $15,000, then 100%

Doctor Office Visit Fees

Not covered

Outpatient X-Ray and Lab
  • 80% after deductible for MRI and CAT scans
  • 80% after deductible for other tests performed within 14 days of surgery or confinement
Preventive Care

Not covered

Mammography, Pap Smear, and PSA Testing

80% after deductible

Outpatient Rx

Not covered

Inpatient Hospital and Surgical Fees

80% after deductible

Outpatient Surgery and Other Covered Inpatient/Outpatient Fees

80% after deductible

Lifetime Maximum

$3 million per person

*If you receive nonemergency services from a provider outside the network, covered expenses will be reduced by 25 percent and subject to an additional deductible amount equal to the calendar-year deductible. 

Benefits Summary

  • The Benefits Summary is for informational purposes only.  Review the plan contract/policy for detailed descriptions of coverage benefits, limitations, and exclusions. 
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