We promise to give you quality health insurance at an affordable cost.
Quality Insurance
Hatcher & Associates is dedicated to a no-nonsense approach to health insurance. We focus on giving you the insurance you need in a timely and cooperative manner.
Instead of paying all costs towards a traditional insurance plan, get a high deductible plan to reduce premium costs and deposit cost savings into the HSA account. Use the savings account to help pay the deductible; then the higher deductible medical pays for the remaining covered medical expenses. You can choose either 80% or 100% coinsurance after the deductible is met.
Savings can be used to help pay the deductible and for noncovered medical expenses, such as dental and vision
Tax Benefits
Tax Deductible - Contributions to the HSA are 100% deductible -- just like an IRA
Tax-favored - Withdrawals for covered medical expenses are never taxed.
Tax-deferred - Interest earnings accumulate tax-deferred, and if used for covered medical expenses, are tax-free.
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