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Hatcher & Associates is dedicated to a no-nonsense approach to health insurance. We focus on giving you the insurance you need in a timely and cooperative manner.

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Health Insurance Glossary

Qualified Medicare Beneficiary (QMB)
This is a person whose income is below the federal poverty guidelines. In these cases, the state is required to pay the Medicare Part B premiums, plus any deductibles or copayments. (H)

Qualifying Event
An occurrence (such as death, termination of employment, divorce, etc.) that triggers an insured's protection under COBRA, which requires continuation of benefits under a group insurance plan for former employees and their families who would otherwise lose health care coverage. (H)

Quality Assurance
Activities involving a review of quality of services and the taking of any corrective actions to remove any deficiencies. (H)

Quarantine Benefit
A benefit paid for loss of time resulting from the quarantining of an insured by health authorities. (H)

Quarantine Indemnity
ee Quarantine Benefit. (H)
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