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Hatcher & Associates is dedicated to a no-nonsense approach to health insurance. We focus on giving you the insurance you need in a timely and cooperative manner.

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Landlords Insurance Coverage

Property Coverages

  • Dwelling, attached structures and separate structures are covered for almost any type of damage except common exclusions such as wear and tear, earth movement, earthquake and flooding
  • Separate Structures are covered up to 10 percent of the replacement cost of the rental property

Personal Property

  • Coverage up to 5 percent of the replacement cost of the rental property.  Higher amounts available by endorsement
  • Coverage is on a named peril basis meaning only losses resulting from reasons listed in the policy are covered

Business Liability

  • Coverage is for damages resulting from bodily injury, personal injury or property damage arising out of ownership, maintenance or use of a rental dwelling
  • Includes costs to dend claims and/or lawsuits

Loss of Rents

  • If your property is unlivable due to a covered loss, coverage is provided for the lost rental income
  • Coverage is provided until the property is made livable -- up to 12 months
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