Mobile Home Insurance

The Foremost Mobile home Policy is the nation's premier choice for mobile, modular and manufactured homes.  It offers comprehensive coverage for the customer's home, personal property and other stuctures.  That means coverage is included unless it is specifically excluded in the policy documents.

Mobile Home Coverage

Property Coverage

• Coverage provided for the dwelling, attached structures and specific construction materials
• Separate structures, such as detached darages, are also covered
• Replacement Cost Coverage available
• Agreed Loss Provision pays up to 120% of the amount of insurance if the mobile home is replaced on the same premises

Personal Property

• Coverage for property you own or use anywhere in the world
• Comprehensive coverage covers all accidental causes of damage and loss unless they are specifically excluded in the policy
• Replacement Cost Coverage available

Personal Liability

• Coverage for bodily injury and property damage to others if you are legally liable
• Coverage includes costs to defend claims and/or lawsuits

Medical Payments to Others

• Coverage for medical expenses for people other than residents of your household if injured at your property
• Coverage is for reasonable and necessary medical expenses incurred or medically determined within 3 years of the date of an accident causing bodily injury

Additional Coverages

• Claims Expense - Expenses we incur and costs taxed against you in any suit we defend
• First-Aid Expense - Provides coverage for expenses for first-aid to others at the scene of an accident
• Damage to Property of Others - Replacement cost of up to $500 per accident

Specialized Coverages

Worldwide Coverage on Personal Property

• Personal property is covered everywhere in the world to full personal property limits
• Provides peace of mind for you and your family while on vacation

Valuable Personal Property

• Higher limits available on special items such as guns, jewelry, collectibles and other valuable items

Emergency Repairs Coverage

• When you make emergency repairs to protect your insured property, we will pay for all actual, reasonable and necessary costs

Comprehensive Coverage

• This policy provides comprehensive, open peril coverage that protects your investment in the home, personal property and other structures against a variety of accidental causes of physical damage
• Examples of open peril coverages include: fire, landslide, explosion, wind, attempted or actual burglary or robbery, water damage from bursting pipes, damage from ink, paint, shoe and nail polish, damage from wild or stray animals, collapse from the weight of ice and snow, vandalism, falling objects, hail

For quotes on mobile home insurance, please call us toll-free at (888) 925-2874 and we will be happy to help you find the right coverage at an affordable premium.